Successful people are ambitious and disciplined: They set big goals, and focus on achieving them over the course of a long career or a lifetime. Many people also have high-flying goals for their personal lifeā run a marathon, hike Mt. Everest, etc. And, they retirees assume that theyāll cross off many of them off their bucket list once they enter retirement and have more free time. But the reality is that bucket lists can sometimes feel like an imposition or another list of chores to achieve. In addition to things you want to do in retirement, there may be things you want to get rid of or let go of ā thatās where the āchuck-itā list comes in. What goes on a chuck-it list? A chuck-it list can include items, concerns, or thoughts youād like to let go of in retirement. Dare to be different: Forget the bucket list and make the chuck-it list.
Your Old Wardrobe
Maybe youād like to free up closet space occupied by work clothes you wonāt want to wear again. More comfortable clothes can replace neckties and high heels. Not only will you have more space, but youāll save money when you reduce your dry cleaning. You donāt have to downsize to declutter, you simply have to decide whatās worth keeping and what isnāt.
The Worst Parts of Working
Once you retire, you can scrap the commute, the alarm clock, and office politics. While it can be good to keep some sort of routine in retirement, it certainly doesnāt have to be the same one you had while you were working. In retirement, youāre free to wake up whenever you want and free from navigating workplace protocols and rules. It also means having more time to spend with the people you love, rather than the people you just get along with.
Activities and Commitments You Donāt Love
There are plenty of things that could fill your time, even if work doesnāt. There could be novels you feel like you āshouldā read, people you āshouldā see, and destinations you āshouldā visit. But having more free time doesnāt mean that we must do all of these things. Everyone is free to make their retirement their own and focusing on the activities and people you love most can make for a better retirement.
We can take your lifestyle goals into account when creating a comprehensive retirement plan for you. At Madrona Financial Services, we understand that everyone has different retirement goals and that retirement planning shouldnāt follow a one-size-fits-all approach. Thatās why we offer no cost, no obligation financial reviews, where we can meet you and learn about your unique situation ā click here to sign up.